Our Team
Lakshman Pandey
Business leader with 30+ years of expertise across financial services, including 17+ years at American Express in director-level roles spanning global prepaid, business development, sales leadership, and operational risk.
Proven track record of launching first-of-their-kind financial products, building businesses across 10+ countries in South Asia, Southeast Asia, and Australasia, and establishing enterprise-grade risk and compliance frameworks.
Connect on LinkedIn30+
Years Experience10+
Countries17+
Years at AmexKey Highlights
- Launched the first credit card in Nepal and the first electronic POS terminal network (Nabil Bank, 1992)
- Built and scaled Amex’s prepaid business across India, Southeast Asia, and Australasia
- Delivered 100%+ YoY growth in Travel Card sales as National Head of Prepaid Sales
- Chaired Amex India’s Operational Risk Management Committee
- Awarded American Express Chairman’s Global Customer Service Award (2004)
Certifications
Education
Schulich School of Business (York University) — Management Development Program.
Tribhuvan University — BBS Management.
Experienced Leaders. Practical Industry Expertise.
Vinco’s advisory network brings together senior professionals across banking, risk management, education, HR, customer experience, governance, strategy, and organisational development — combining decades of operational leadership with practical advisory insight.
Sonia Pandey
EducationHolistic learning practitioner with extensive experience across leading educational institutions in Nepal and India.
Majid Shaikh
HR Leadership & CoachingSenior HR leader with expertise in talent management, workforce planning, coaching, and leadership development.
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Krishna Joshi
Credit Risk & Data GovernanceBanking leader with 30+ years across American Express, Standard Chartered, and DBS Singapore.
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Sheela Singh
Customer Experience & HospitalityLearning and development professional with experience across hospitality and financial services sectors.
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Binaya K Regmi
Strategy & Digital PaymentsFormer Deputy CEO of Nabil Bank and pioneer in Nepal’s payments and digital banking ecosystem.
Salonika Singh
Strategy & InnovationChief Business Officer with extensive experience in banking strategy, innovation, and financial inclusion.
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Srijana Pandey
Banking & FinanceDirector at NIMB Ace Capital with more than two decades of experience across Nepal’s banking sector.
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Gourav Goyal
Audit & AdvisoryChartered Accountant specialising in internal audit, governance, taxation, and regulatory advisory.
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